IMG®offers medical insurance
products to individuals, families and groups living and
traveling internationally. Student Health Advantage is designed
for individuals or groups of two or more students or scholars
participating in a local or study abroad program, and desire
an annually renewable comprehensive
medical plan. College and University .
This plan meets student requirements, includes benefits for
maternity after 10 months,
mental health, organized sports and international emergency care.
It also provides coverage for pre-existing conditions after 12 months of
coverage. PPO Coverages near to you as well as abroad
Online 24h Claimservices fast and efficient. Monthly premium
payments possible.
It's important to
be prepared for any unexpected illness, injury or medical emergency.
IMG®
works directly with the hospital or clinic, including
those outside our independent Preferred Provider Organization, for payment of
eligible medical expenses.
To file a claim, go to the ONLINE CLAIM site,
complete the Claim Form and submit it with original itemized bills.
If you have received treatment and need to be
reimbursed for out-of-pocket medical expenses, complete the
Claim Form and submit your original itemized bills and paid receipts within
90 days.
We will reimburse your eligible medical expenses after applying
the deductible and coinsurance.
Precertification Information
Please
call 001(317) 655-4500 for Emergency Medical Evacuation requests. 24h/24H